We're building a mortgage that eradicates high interest
Outstanding debt
£1.68 trillion
UK residential mortgages
Current arrears
£22.1 billion
8.4% higher than 2024
Application times
4-15 weeks
Avg. time from start to end
Reality check
900 months
Est. since rates were 2% (excl. Covid)
Home ownership should be a joyful wholesome experience
At first glance, our vision for homeowners may seem odd however we're on a mission to remove the stress and headaches. Here are a few things we believe every mortgage should come with as standard to turn frowns upside down
Fix Payments
One single, consistent monthly payment that never changes allowing you to plan ahead with peace of mind.
Built-in Protection
Why worry about interest hikes? Go about your day-to-day life and forget about the unexpected events life throws up.
Cashback
Real, meaningful cashback when you manage your finances with us. You're in full control, choose what, when and how much without moving banks.
Inclusive
Gone are the days when a credit score is all that mattered. We take a human approach and understand one-size doesn't fit all, mortgage prisoners will soon be free!
How it works
We enable homeowners to easily and safely access the dormant equity in their homes. Our platform uses AI to smartly put the otherwise dormant equity to work, all whilst homeowners to stay in the driver's seat and in full control.
- Release dormant equity easily and safely
- Your equity is put to work helping you save thousands
- Enjoy home ownership, the way its supposed to be
We're closer than you think
There's a lot of problems to solve but there's even more joy and happiness to deliver. Whilst we can't go into every detail, nook and cranny of what we are doing, here is general overview of where we are and where we are going. Why not tag along?
Steps
Building the foundations - From the ground up, brick by brick. We're tearing up the rule books, rethinking what is possible and building innovative solutions with homeowners at the forefront.
Jump the queue - Get early access and become one of our first homeowners to start reaping the benefits by spreading the word and engaging with us.
All engines go! (Beta testing) - Time to start saving the world, one homeowner at a time. Our initial testers are those who sit at the top of the queue.
Deliver more joy + happiness - It would be great to keep all this goodness to ourselves but really we want to change the industry for good, forever. Spread the word!